Food Truck Financing

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Running a food truck requires capital on multiple fronts: the truck itself, commercial kitchen equipment, permits, supplies, and the working capital to bridge slow weeks and grow into new locations. Platform Funding offers financing for established food truck businesses that need fast access to capital without the requirements of a traditional bank application. If your food truck business has been operating for at least 6 months and generates $250,000 or more in annual revenue, apply today.

Check if your food truck business qualifies – apply in minutes at Platform Funding.

How It Works

Food truck financing is funding that gives established mobile food businesses access to capital for equipment, operations, and growth. Platform Funding provides food truck financing to U.S.-based businesses with at least 6 months in operation and $250,000 or more in annual revenue, with funding decisions delivered in 24 to 48 hours.

Platform Funding reviews your application and delivers a funding decision in 24 to 48 hours. There is no lengthy bank approval process. The application takes minutes to complete, and funds are accessible quickly once approved.

Food truck businesses grow by expanding their fleet, upgrading equipment, covering commissary kitchen costs, and bridging the cash flow gaps that come between events and catering contracts. As demand increases, the capital required to hire additional staff, secure permits for new locations, and invest in marketing grows alongside it. Platform Funding works with food truck operators who have proven revenue and need capital that moves at the pace of their business. Whether the goal is purchasing a second truck or covering a slow stretch between contracts, established food truck businesses can apply in minutes and receive a decision within 48 hours.

Who Qualifies

  • At least 6 months in business
  • $250,000 or more in annual revenue
  • U.S.-based food truck business

Platform Funding does not fund newly launched food trucks or businesses that have not yet generated revenue.

Apply in minutes. Platform Funding delivers food truck funding decisions in 24 to 48 hours. Apply now at Platform Funding

Why Platform Funding

Platform Funding has funded over $2 billion to more than 30,000 businesses nationwide. We hold an A+ rating with the Better Business Bureau and a 4.8 out of 5 rating on Trustpilot.

Food truck owners often compare financing options alongside revenue-based financing, equipment financing, and business loans. If your business operates in the food service industry, visit our restaurant industry page for additional capital solutions. Our how it works page walks through each product side by side. For restaurant equipment needs, visit our restaurant equipment financing page.

FAQ 

What does a food truck business need to qualify for financing through Platform Funding?

Your food truck business must have been operating for at least 6 months and generating a minimum of $250,000 in annual revenue. Platform Funding does not fund new or pre-revenue food truck businesses.

How quickly can a food truck business get a funding decision from Platform Funding?

Platform Funding delivers funding decisions in 24 to 48 hours after receiving your application. The application takes minutes to complete.

Can Platform Funding food truck financing be used for equipment and operational costs?

Financing through Platform Funding can be used for general business purposes including equipment and operational needs. Platform Funding does not restrict specific use cases beyond standard business operations.