Flexible Retail Financing Solutions

Offering effective working capital options for retail stores & shops
Our team has helped over 15K businesses receive
$1 Billion+ Funding

Financial solutions for the retail industry

If you’re thinking about adding a new location or are in need of capital to bolster your staff or replenish your inventory, Platform Funding has the working capital options to help make it happen.

Operating a brick-and-mortar retail store requires a steady approach to growth. You’re forced to create big picture strategies while maintaining short-term profits. In order to straddle that line, certain things need to be kept in perfect working order.

Rebuilding projects, new locations, and a constantly replenished inventory are all important expenses. Platform Funding offers a wide variety of working capital options – from merchant cash advances to factoring – to help shoulder that financial burden.

Best of all, obtaining funding through Platform Funding will help you avoid the lengthy process of the traditional bank loan application, which can result in astronomical repayment terms and an application process full of headaches. With us, funding is obtained within days of receipt of application and we will work with you to develop a repayment program that fits your needs specifically.

Imagine your retail store using working capital from Platform Funding to:

retail header

Our Process

Get funding for your retail business in 3 simple steps

  • Step 1 - Apply securely online

    Visit our Get Funded page and start the application process. It’s simple, quick and easy and most importantly, completely secure. We only require 3 recent business bank statements to begin the funding application.

  • Step 2 - Select a funding plan

    We start by assigning a business funding specialist to determine exactly what your borrowing needs are. Next, we’ll help design a program focused on your funding request and desired repayment terms.

  • Step 3 - Receive Your funds

    After you receive your funds, begin the repayment process. Our team will always be available for any future funding requests. For any future funding our renewal funding specialists are on standby for all your upcoming funding needs. Just call us or visit our Get Funded page.

Retail Business FAQs

Retail Financing Frequently Asked Questions

What type of financing do you offer to retail stores?

Answer: Platform Funding offers great financing options to retailers, from revenue-based financing, equipment leasing, and invoice financing, to business loans and lines of credit.

Can online retailers apply for retail financing?

Answer: Yes, online retailers are also eligible for various financing options. Please apply online and one of our funding specialists will get in touch with you.

How fast can I get financing for my retail store?

Answer: We can usually provide you with the capital you need via our retailer funding process in about 48 hours. Apply for a retail store loan today and let’s get started.

What are the retail funding minimum eligibility requirements?

Answer: Platform Funding has just 3 minimum requirements to offer a retailer loan or leasing, including: being in retail business for a minimum of 6 months, providing us with 3 recent bank statements and having a monthly revenue of at least $12,500.

What are the steps to get a retailer loan?

Answer: Apply for a retailer funding option online on our website. One of our business financing experts will talk to you about the options available and help you choose the right one. You will receive the funds for your store in as little as 48 hours.

Get your retail business funded in only three steps:

1) Apply securely online,

2) Select a funding plan designed specifically for your business needs,

3) Receive your funds. Start your business loan application today.

How can I use the retail store loan?

Answer: You can use your retail store loan to fund almost any area of your business. You can purchase more capital, new equipment, hire new staff, or even meet payroll requirements.

Can I lease equipment for my retail business?

Answer: Yes, you can lease equipment for your retail business. Check out our Equipment Leasing page and learn more about the options available to your business.

How can retailer leasing benefit my business?

Answer: Retailer leasing, particularly for equipment or storefront spaces, can preserve cash flow, provide tax benefits, and offer flexibility as business needs change.

Can I get retailer funding if I have bad credit?

Answer: While credit history is a significant factor, Platform Funding offers financing solutions to retailers with a bad credit, especially if the business has strong sales or other positive indicators.

Minimal eligibility requirements for financial solutions

Ready to get funded?

Let’s start getting you funded. Use the link below or call (866) 473-1455.
Our process is simple, fast, and secure.

Read Our Cell Phone / Text Policy

By entering your phone number and selecting to opt in, you consent to join Platform Funding’s recurring SMS/MMS text messaging program that will provide alerts, updates, and other important account information. By participating, you agree to the terms & privacy policy for auto dialed messages to the phone number you provide. Message frequency varies. To request support, text HELP to any text message we send you or email us at [email protected] . SMS information is not rented, sold, or shared. To opt-out, text STOP to any text message we send you. An opt-out confirmation message will be sent back to you. SMS information is not rented, sold, or shared.