Offering effective working capital options for restaurants
Platform Funding offers restaurant business loans and restaurant financing designed for full-service restaurants, quick-service establishments, cafes, bars, and food service operators. Our restaurant equipment financing helps you purchase commercial kitchen equipment, finance restaurant buildout and renovations, cover food and beverage inventory, handle payroll during slow seasons, and expand to new locations. Get restaurant working capital up to $3M with same-day approval—no collateral required, and bad credit is OK. Whether you need cafe business loans, food truck business loans, bar business loans, or restaurant startup loans, Platform Funding provides specialized funding for the restaurant industry’s unique challenges including slim margins, seasonal fluctuations, and high equipment costs.
The restaurant industry is a constantly growing field. The preparation and service of food brings about high turnover rates for both your inventory and your staff. Because of this, it can be difficult to determine how to best allocate your funds. There may be a recall on a key ingredient. A difficulty may arise from your electrical wiring. Certain trademark meals may become unpopular due to general trends completely out of your control. All of these scenarios happen to restaurant owners on a daily basis, and contending with them requires careful consideration. Funding Merchant Source can provide low-risk, easy-to-obtain funding so that you have the working capital your continued growth requires.
Quick Restaurant Equipment Financing Even With Bad Credit
When you need to upgrade your kitchen or replace a broken walk-in freezer, timing is everything. We specialize in fast restaurant equipment loans designed to keep your doors open and your service running smoothly. Our streamlined process offers restaurant equipment financing in 24 hours, ensuring you don’t lose revenue due to equipment downtime. Even if you’ve faced financial hurdles in the past, our restaurant equipment financing for bad credit programs focus on the strength of your business today, not just your credit score. From ovens to refrigeration, get the tools you need with same day restaurant equipment financing and keep your momentum moving forward.
Restaurant Funding FAQs
Answer: Platform Funding offers a great variety of restaurant financing options, like revenue-based financing, equipment financing, invoice financing, business loans, lines of credit, and leasing.
Answer: Our restaurant funding process is accessible to most of the businesses in the food industry and we can usually provide you with the capital you need in as little as 48 hours. Apply for a restaurant loan today and let’s get started.
Answer: Platform Funding has just 3 minimum requirements to offer a restaurant loan or leasing, including: being in food business for a minimum of 6 months, providing us with 3 recent bank statements and having a monthly revenue of at least $12,500.
Answer: You can start the process of funding your restaurant business online on our website. One of our business financing experts will talk to you about the options available and help you choose the right one. You will receive the funds for your restaurant in as little as 48 hours.
Start your business loan application today.
Answer: You can use your restaurant loan to fund almost any area of your business. You can purchase more capital, new equipment, hire new staff, or even meet payroll requirements.
Answer: Restaurant owners who need to purchase new equipment can access funding through various financing options.
One option is through equipment leasing. This allows the restaurant to lease the equipment for a fixed period of time while making regular payments, similar to a rental agreement.
Another option is through business loans, where the restaurant owner can apply for a restaurant loan with a set repayment schedule and interest rate.
Business lines of credit also offer a solution where a restaurant owner can borrow funds when needed, making it a flexible option even for purchasing equipment.
Platform Funding’s restaurant financing helps you:
Commercial Kitchen Equipment:
✓ Purchase ovens, ranges, and grills ($10K-$50K)
✓ Finance commercial refrigeration and freezers ($15K-$40K)
✓ Buy dishwashers, prep tables, and kitchen smallwares ($20K-$60K)
✓ Acquire POS systems and restaurant technology ($5K-$25K)
✓ Install hood systems and ventilation ($15K-$50K)
Restaurant Buildout:
✓ Complete restaurant construction and buildout ($100K-$500K)
✓ Renovate dining room and kitchen spaces
✓ Install bar, seating, and furniture ($30K-$100K)
✓ Finance architectural and design costs
Food & Beverage Inventory:
✓ Stock food inventory and dry goods ($10K-$30K)
✓ Purchase alcohol and beverage inventory ($5K-$50K)
✓ Finance bulk purchases at wholesale pricing
✓ Maintain adequate par levels for busy seasons
Operational Needs:
✓ Cover payroll for servers, cooks, and kitchen staff during slow periods
✓ Handle rent during low-revenue months
✓ Finance marketing and grand opening promotions
✓ Bridge cash flow gaps between busy seasons
Growth & Expansion:
✓ Open second or third restaurant locations
✓ Add food truck or catering services
✓ Acquire existing restaurant or franchise
✓ Expand outdoor dining or add delivery kitchen
Let’s start getting you funded. Use the link below or call (866) 473-1455.
Our process is simple, fast, and secure.
