Flexible Liquor Store Financing Options

Offering effective working capital options for wine & liquor companies

Our team has helped over 15K businesses receive
$1 Billion+ Funding

Financial solutions for the liquor industry

Whether you’re looking to hire staff, expand, or purchase additional inventory, Platform Funding can provide the working capital necessary to meet your financing needs.

Owning and operating a liquor store presents both advantages and disadvantages. While liquor store sales revenue is relatively consistent regardless of the economic climate, the business is not considered an eligible industry for financing through many traditional banks or finance companies.

At Platform Funding, we understand that your business is representative of consistent revenue and steady growth and, with your help, we want to provide the working capital that can help that trend continue. Perhaps most importantly, we’ll be able to do this without the extensive time and paperwork required by traditional bank loans.

How can your liquor store use working capital from Platform Funding?

wine how it works

Our Process

Get funded for your wine or liquor business in 3 simple steps

  • Step 1 - Apply securely online

    Visit our Get Funded page and start the application process. It’s simple, quick and easy and most importantly, completely secure. We only require 4 recent business bank statements to begin the funding application.

  • Step 2 - Select a funding plan

    We start by assigning a business funding specialist to determine exactly what your borrowing needs are. Next, we’ll help design a program focused on your funding request and desired repayment terms.

  • Step 3 - Receive Your funds

    After you receive your funds, begin the repayment process. Our team will always be available for any future funding requests. For any future funding our renewal funding specialists are on standby for all your upcoming funding needs. Just call us or visit our Get Funded page.

Liquor Store FAQs

Liquor Store Financing Frequently Asked Questions

What is Liquor Store Financing?

Answer: Liquor store financing refers to a range of financial solutions aimed at supporting the specific needs of businesses in the liquor store industry. From acquiring new inventory to upgrading technology or even expanding to new locations, our financing options help liquor stores thrive and grow. We offer tailor-made solutions like loans for liquor stores, liquor store inventory financing, and much more to meet your particular business needs.

What Types of Financing Options Does Platform Funding Offer for Liquor Stores?

Answer: We offer a wide array of financing options to meet the unique demands of the liquor store industry. Our offerings include:

Leasing: Ideal for acquiring new equipment or machinery without hefty upfront costs.
Loans: Traditional liquor store loans to cover various expenses such as store renovation, inventory purchase, etc.
Lines of Credit: Flexible financing for covering short-term operational costs or seizing opportunities as they arise.
Invoice Factoring: Convert your unpaid invoices into immediate cash to maintain a steady cash flow.
Revenue-Based Financing: Obtain capital based on your business’s revenue, perfect for stores with strong sales but limited collateral.

How Can I Apply for a Loan for My Liquor Store?

Answer: Applying for a loan for your liquor store through Platform Funding is a straightforward process. First, complete our online application form, providing all necessary business information and financial statements. Our team will then review your application and reach out to discuss the best liquor store loans or other financing options suitable for your business. Once approved, the funds will be transferred to your account.

What is Liquor Store Inventory Financing?

Answer: Liquor store inventory financing is a specialized form of funding that allows liquor stores to purchase inventory by using the inventory itself as collateral. This is particularly useful during peak seasons or to take advantage of bulk purchase discounts from suppliers. You pay back the loan as you sell the inventory, making it a flexible and effective financial solution for many liquor stores.

Is a Line of Credit Suitable for My Liquor Store?

Answer: A line of credit can be an excellent financing option for liquor stores looking for flexible capital. With a line of credit, you can draw funds up to a predetermined limit and only pay interest on the amount you actually use. This makes it ideal for handling unexpected expenses, seasonal fluctuations, or any opportunity requiring quick access to funds.

How Can Invoice Factoring Benefit My Liquor Store?

Answer: Invoice factoring allows you to convert unpaid invoices into immediate cash, providing you with the liquidity you need to run and grow your business. This is particularly beneficial for liquor stores that deal with wholesalers or other businesses that might have longer payment terms, as it enables you to maintain a steady cash flow.

Is Revenue-Based Financing Right for My Liquor Store?

Answer: Revenue-based financing is particularly suitable for liquor stores with strong sales but limited collateral. This financing option allows you to obtain a lump sum upfront, which you’ll repay through a percentage of your daily or weekly sales. It’s an excellent way to secure funds without diluting ownership or putting assets at risk.

What are the liquor store funding minimum eligibility requirements?

Answer: Platform Funding has just 3 minimum requirements to offer a loan for liquor store, including: being in the business for a minimum of 6 months, providing us with 3 recent bank statements and having a monthly revenue of at least $12,500.

What are the steps to get a loan for liquor store?

Answer: Apply for a liquor store financing option online on our website. One of our business financing experts will talk to you about the options available and help you choose the right one. You will receive the funds for your liquor store in as little as 48 hours.

Minimal eligibility requirements for financial solutions

Ready to get funded?

Let’s start getting you funded. Use the link below or call (866) 473-1455.
Our process is simple, fast, and secure.

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