Pharmacy Business Loans & Financing Solutions for Independent Pharmacies

Offering effective working capital options for pharmaceutical companies

Our team has helped over 30K businesses receive
$2 Billion+ Funding

Financial solutions for the pharmaceutical industry

Whether you’re bolstering your inventory, improving the equipment you use for everyday functionality, or enhancing your training procedures, Platform Funding has working capital options to help you get it done.

Platform Funding provides pharmacy business loans and independent pharmacy loans designed for retail pharmacies, compounding pharmacies, and specialty pharmacy operations. Our pharmacy financing helps you purchase prescription inventory, acquire an existing pharmacy, install automated dispensing systems, renovate retail space, and bridge insurance reimbursement delays. Get pharmacy working capital up to $3M with same-day approval—no collateral required, and bad credit is OK. Whether you need pharmacy acquisition loans, retail pharmacy loans, compounding pharmacy loans, or working capital to manage cash flow, Platform Funding delivers flexible funding solutions for independent pharmacies competing against chains and mail-order operations.

Succeeding as an entrepreneur in the pharmaceutical industry can be difficult. External factors that affect your everyday sustainability include health insurance reform, rapidly changing biomedical research, and even governmental oversight.

For an industry that’s constantly in flux, it’s necessary to be flexible in the face of change. Working capital offerings from Funding Merchant Source could be the perfect way to ride those waves of uncertainty and keep your viability intact. Also, you’ll be able to obtain funding without the lengthy, painful process of a traditional bank loan application. Let’s talk about finding an option that’s most appropriate for your pharmaceutical funding needs.

Imagine your pharmacy using working capital from Platform Funding to:

Financial solutions
for the pharmaceutical industry

pharmaceutical how it works

Our Process

Get funded for your pharmacy business in 3 simple steps

  • Step 1 - Apply securely online

    Visit our Get Funded page and start the application process. It’s simple, quick and easy and most importantly, completely secure. We only require 4 recent business bank statements to begin the funding application.

  • Step 2 - Select a funding plan

    We start by assigning a business funding specialist to determine exactly what your borrowing needs are. Next, we’ll help design a program focused on your funding request and desired repayment terms.

  • Step 3 - Receive Your funds

    After you receive your funds, begin the repayment process. Our team will always be available for any future funding requests. For any future funding our renewal funding specialists are on standby for all your upcoming funding needs. Just call us or visit our Get Funded page.

Pharmacy Business FAQs

Pharmacy Financing Frequently Asked Questions

Answer: Yes, you can. Platform Funding has provided dedicated loans to plenty of companies in the pharmacy business. Apply for a pharmacy loan today and find out about our different funding options and how we can help you business grow.

Answer: Our pharmacy financing process is very straightforward and we can usually provide you with the capital you need in as little as 48 hours. Apply for a pharmacy loan now and get started on the process.

Answer: Platform Funding has just 3 minimum requirements to offer a pharmacy loan, including: being in pharmacy business for a minimum of 6 months, providing us with 3 recent bank statements and having a monthly revenue of at least $12,500.

Answer: You can start the process of funding your pharmacy business online on our website. One of our pharmacy financing experts will talk to you about the options available and help you choose the right one. You will receive the funds for your pharmacy practice in as little as 48 hours.

Start your business loan application today.

Answer: You can use your pharmacy practice loan to fund almost any area of your business. You can purchase more capital, new equipment, hire new staff, or even meet payroll requirements.

Platform Funding’s independent pharmacy loans help you:

Prescription Inventory:

  • ✓ Finance 30-90 day prescription drug inventory ($50K-$300K)
  • ✓ Stock commonly prescribed medications in advance
  • ✓ Purchase specialty medications for niche markets
  • ✓ Maintain adequate inventory during flu season and peak periods

Pharmacy Acquisition:

  • ✓ Purchase an existing independent pharmacy ($300K-$1.5M)
  • ✓ Buy out partner or retiring pharmacist’s ownership
  • ✓ Acquire established customer base and prescription files
  • ✓ Finance transition and rebranding costs

Equipment & Technology:

  • ✓ Install automated dispensing and counting systems ($30K-$100K)
  • ✓ Purchase pharmacy management software ($10K-$50K)
  • ✓ Upgrade point-of-sale (POS) systems
  • ✓ Implement medication adherence packaging systems

Retail Expansion:

  • ✓ Renovate pharmacy for better customer flow and experience
  • ✓ Expand front-end retail space and over-the-counter products
  • ✓ Add compounding lab and specialized services
  • ✓ Install drive-through pharmacy window

Cash Flow Management:

  • ✓ Bridge 60-90 day insurance reimbursement delays
  • ✓ Cover payroll for pharmacists and pharmacy technicians
  • ✓ Manage DIR fees and PBM clawbacks
  • ✓ Handle unexpected equipment repairs or regulatory compliance costs

Answer: Yes, you can lease equipment for your pharmacy business. Check out our Equipment Leasing page and learn more about the options available to your business.

Minimal eligibility requirements for financial solutions

Ready to get funded?

Let’s start getting you funded. Use the link below or call (866) 473-1455.
Our process is simple, fast, and secure.

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